Feeling Frustrated as You’re Searching for a Therapist That Takes Florida Blue?

(This is not medical advice. Please see a qualified clinician. If you are in crisis, call 988 or go to your nearest ER.)

Want to hear something ironic?

 I am a therapist and my personal health insurance does not cover my own counseling. I believe it is best practice for me to see a therapist quarterly (and to walk my talk, right?). My chosen LMHC does not take my insurance, so I choose to go private pay and ask for a superbill. 

What is a superbill?

A superbill is an itemized receipt or invoice written by a medical professional for patients. It outlines costs, services rendered, and insurance codes.While reimbursement is not guaranteed, in part or 100%, sometimes the patient receives some money back. 

Why don’t I accept all insurance panels?

To keep my practice alive, I need to charge the appropriate rate. Insurance panels vary what they pay therapists; sadly, not all insurance companies provide a rate that keeps the lights on.

I am happy to accept United and Aetna.

Couples Counseling and Insurance

Oftentimes, couples counseling requires more than the 50 minutes that insurance will cover. Also, insurance companies require a mental health diagnosis–couples therapy does not include a diagnosis. Superbills is a chance–not a guarantee-that insurance may pay for some of the cost.

If you are curious about couples counseling, please reach out.